The longer you put off saving for retirement, the greater the risk will be of not having enough money to live comfortably in your golden years. But it might not be too late. You can still build yourself a comfortable nest egg if you commit to it. Here are some financial steps that can help you get there.
Staying healthy in winter can be hard. The cold days, darkness and snow can often take away any motivation to exercise and eat right. Here are some suggestions to make your health a priority this winter.
From gift shopping, to decorating, to holiday cards, there’s the potential to spend quite a bit of money during the holidays. Americans averaged $1,230 of debt during the 2018 holidays, according to MagnifyMoney’s annual post-holiday debt survey. Here are a few ways to help make the holidays less expensive.
Cybercrime can strike any time and any place online. From cyber-stalking, to security breaches, to identity theft, there are a variety of threats you need to protect against.
Your kids have left the nest! With all the free time you have now, it’s a good idea to evaluate your goals, review your finances and bolster your savings so you’re on the right path toward a financially sound retirement. Here are some tips for a money-smart future.
Life is full of milestones. Graduating college, getting married, buying a house, and starting a family are all momentous occasions. But what happens to those financial responsibilities if you pass away before they are taken care of?
Now that you’re retired, you can finally do all the things you didn’t have time for when you were busy with a career. But once you’ve scheduled time for traveling, taking up a long-desired hobby or just spending more time with the grand kids, you may still find there’s a bit of a void to fill. Many seniors choose to use the extra time they have to volunteer.
Maybe you’ve reached your annual maximum contribution for your 401(k) and are looking for additional opportunities to set aside money for retirement. If this sounds like you, permanent life insurance may be a solution.
No one wants to go over their budget. Unfortunately, it can happen for a variety of reasons. Some are simply beyond your control, such as a job loss or unexpected medical expenses. Others may be the result of carelessness, like overspending on a vacation. But no matter what busts your budget, the important thing is to get it back on track.
Handling finances as a couple isn’t always easy. Over 21 percent of marriages split because…