Teach Your Kids the Value of Holiday Gift Budgeting

Now that Thanksgiving is over, it’s time to start thinking about budgeting for holiday gifts. Whether you celebrate Christmas, Hanukah or some other big holiday, December is typically an expensive month, especially if you have kids. But it’s also a great time to teach your children about smart money management. Here are some tips for showing your kids how to spend on a budget during the holidays.

Essential Tips for Shopping Cyber Monday

Four days after Thanksgiving is one of the biggest sales days of the year – Cyber Monday. Many shoppers are primed to pounce on deals through their smartphones, tablets and computers to save money and cross items off their holiday gift lists. In fact, more than 60 percent of American consumers are expected to shop online this Cyber Monday. Here are 8 Cyber Monday shopping tips to help you score some great deals on Monday, November 27.

Know the Signs of Seasonal Affective Disorder

Seasonal changes in temperature during Fall and Winter can affect millions of Americans with seasonal depression. Also known as seasonal affective disorder (SAD), or the “winter blues,” nearly 5 percent of the Americans experience it, and four out of five people who have seasonal depression are women, according to Mental Health America. This Fall it’s important to recognize the signs.

3 Tips to Help You Budget for Halloween

Halloween is a billion-dollar industry. Americans will spend over $3 billion dollars on costumes, over $2 billion on candy, $2 billion on decorations and almost $400 million on greeting cards this year, according to the National Retail Federation’s annual survey conducted by Prosper Insights & Analytics. Halloween also happens to kick off all the big, end of the year shopping season. Needless to say, chances are good that you may be looking for a few money-saving tips for All Hallows Eve. Here are some suggestions