Tips to Reduce Your Fall Expenses

Housewife putting money into piggy bank after shopping. Closeup

To keep your budget on track this Autumn you’ll have to navigate back-to-school shopping, costs, Halloween expenses, and early holiday buying. All that means you could be in the hole financially by early November if you aren’t careful. Here are a few ways to enjoy the Fall and still keep your finances in check.

  1. Take the time to check up on your insurance policies. Make sure they are in place, are up-to-date and the coverage you have will meet your family’s needs, so you don’t have to worry about them over the holidays.
  2. Review your typical monthly spending carefully. Consider cutting back on entertainment, or restaurants to help save money for the winter holidays.
  3. Put money into your savings account first whenever you get your paycheck to ensure you continually save money.
  4. Go through your home and find items you don’t need or want any more. Sell them at thrift shops, vintage stores or on eBay to make some money that you can put into savings.
  5. Host fall gatherings with others instead of trying to put on an event by yourself. Make your party a potluck style or assign dishes to friends to save money and time.
  6. Spend time investigating the free entertainment offered in your area this Fall. Apple festivals, haunted houses, turkey trots and harvest festivals are just some examples of free or inexpensive activities that you and your family can enjoy.
  7. Gear up for the holidays by setting aside money for gifts now, so you don’t have to spend all your money in December. Make a list of your gift recipients, gift ideas and calculate how much you want to spend on each person without blowing your budget.
  8. Save money by shopping for Fall clothes and accessories at secondhand stores instead of big-box retailers. Take advantage of any Fall sales that come up too.
  9. Plan your meals in advance each week to avoid spending money on restaurants.
  10. Make hearty, seasonal meals that you can freeze for those times when you don’t want to cook or don’t have the time to cook.
  11. Weather changes can change our moods, which can sometimes result in impulse buying to make us feel better. Try making a list of fun, inexpensive ways to relax and feel better, like taking a walk, playing video games or listening to free podcasts.
  12. Try buying generic brands at the grocery store each week. You don’t have to replace all your favorite items, just a couple to save a few dollars. It adds up over time.
  13. Call your service providers, like the cable company or internet service provider, and ask to have your bills reduced. Many companies offer new deals and discounts. You just need to ask.

Leave a Reply