People typically think of the average rate of returns when it comes to sustaining their retirement income. However, what might be more impactful is not the average return, but the order of returns.
FIAs offer the opportunity for tax-deferred growth, and many give you the option to generate guaranteed, lifetime income within the same product while protecting your premium from market volatility. In other words, FIAs can be a very good option because they have upside potential, with no risk of losing premium due to market downturns. In the middle of a bear market, you’ll want stability as well as the opportunity for potential growth.
Life after college can be an overwhelming and scary experience. Your whole world is about to change and now you’re on your own financially. How you handle your money during the first few years after graduation will determine your financial habits. Here are some common money pitfalls to avoid as you strike out on your own.
When you pass away, it’s important to have provisions in place that allow your family and friends to receive your money and possessions. That’s where good estate planning comes in. To ensure your loved ones receive your assets you’ll need to add a few things to your checklist.
Whether your teen is starting his first job or he’s just starting to think about making bigger purchases on his own, it’s important to take the time to help him better understand and manage money. Here are 5 tips to help shape your teenager’s financial behaviors, and put him on the right path toward a sound financial future.
Managing your finances can be a real chore, but organizing your income, expenses, investments and other financial files can significantly contribute to your financial success, allow you to access important documents and ensure that your loved ones can find the right paperwork when you’re gone.
Figuring out what kind of life insurance you need can be complex. To make sure…
The start of a new year is a good time to review your current financial situation and take steps to successfully manage and secure the health of your financial life, now and in the future. This process is known as financial wellness. Here are some ways to achieve it.
If it’s your first time shopping for life insurance, there’s a good chance you may not know which option is the right one for you. Finding the best match requires some homework before you make your choice. Here’s a breakdown of the various life insurance options to help you figure out which one fits best.
American consumers’ top three financial concerns are health coverage, savings goals, and living expenses. What if we told you their fourth financial concern, life insurance, had the potential to solve for the first three?