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The benefits of fixed index annuities in a bear market

FIAs offer the opportunity for tax-deferred growth, and many give you the option to generate guaranteed, lifetime income within the same product while protecting your premium from market volatility. In other words, FIAs can be a very good option because they have upside potential, with no risk of losing premium due to market downturns. In the middle of a bear market, you’ll want stability as well as the opportunity for potential growth.